Scrooge then goes to his place of business where he works as a money collector. Bob Cratchit, is working there, shivering from the cold in the building as he only has a dying coal ember to keep him warm, with the rest of the coal locked up, with the keys on Scrooge's desk. Shortly, in walks Scrooge's nephew Fred, all cheerful & full of Christmas spirit. He offers to invite Scrooge to his home for Christmas but Ebenezer quickly declines, telling Fred he's a fool for wasting his time & money on the holiday and lambasting him that he could be rich if he focused more on money and less on his friends & wife. When Scrooge asks Fred why he got married, Fred replied that he was in love. Scrooge hastily dismisses him with repeated “Good afternoons."